This is a website ("Fincrests") under the domain name "www.silvercrestbank.com" ("Fincrests website"). The Fincrests website is operated on behalf of Fincrests and its related bodies corporate (together called the "Fincrests Group") Your use of the information, graphics and materials on the Fincrests website ("Material on this website") is governed by these terms of use and the privacy and security statement. In addition to the terms contained in this document, there are also specific terms which form part of the terms of use and govern your use of, and access to, certain sections of the Fincrests website. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the Fincrests website.
The Fincrests website may contain links to other websites operated by third parties ("Third Party websites"). The Fincrests Group does not endorse, or approve of the operators of Third Party websites, or the information, graphics and material on those Third Party websites ("Third Party Material").
Subject to any applicable law which cannot be excluded, the Fincrests Group makes no warranties or representations:
regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party websites; or
that Third Party Material does not infringe the intellectual property rights of any person. Fincrests is not authorising the reproduction of Third Party Material by linking Material on this website to Third Party Material.
When you follow a link on the Fincrests website, material at a Third Party website may be displayed in your browser framed by Material on this website. This material is also Third Party Material for the purpose of these terms of use.
All offers to sell and statements relating to goods and services available on Third Party websites are the responsibility of and given by the Third Party website operator. In so far as such offers and statements are made on the Fincrests website, such offers and statements are made by the Fincrests Group on behalf of the operator. The Fincrests Group expressly disclaims acting in any other respect on behalf of Third Party website operators.
Fincrests may receive payments from operators of Third Party websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party website from the Fincrests website.
Unless otherwise indicated software downloads available via links from the Fincrests website are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, the Fincrests Group accept no liability in respect of such third party products and the Fincrests Group provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.
While we have made every effort to ensure that information is free from error, the Fincrests Group does not warrant the accuracy, adequacy or completeness of Material on this website. All information is subject to change without notice. Fincrests recommends that you seek independent advice before acting upon Material on this website or Third Party Material. The Fincrests Group does not guarantee that the Fincrests website or Third Party websites will be free from viruses, or that access to the Fincrests website or Third Party websites will be uninterrupted.
Copyright in the material on this website is owned or licensed by the Fincrests Group. Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these terms of use, no material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of the Fincrests. "Fincrests", and all associated trademarks, are trademarks of Australia and New Zealand Banking Group Limited.
You acknowledge and accept that your use of the Fincrests website indicates your acceptance of these terms of use and the privacy and security statement. These are the current terms of use. They replace any other terms of use for the Fincrests website published on the Fincrests website to date. Fincrests may at any time vary the terms of use by publishing the varied terms of use on the Fincrests website. You accept that by doing this, Fincrests has provided you with sufficient notice of the variation. Fincrests reserves any rights not expressly granted in these terms of use.